Pricing & FX

Transparent Pricing for Global Contractor Payments

PagoDirect is designed to simplify how companies pay international contractors and how contractors receive those payments.

Our pricing model is straightforward:

Companies pay a platform fee to manage contractor payments.

Contractors receive payments through the platform with transparent currency conversion.

Pricing for Companies (Payors)

Platform Pricing

Companies using PagoDirect pay a platform fee starting at:

Starting at

$19.99

per contractor / month

Early Access: $0 Per Seat Fee for 12 Months

Sign up before September 1, 2026 and pay no platform fees for your first 12 months.

Volume pricing may be available for companies managing larger contractor teams.

This fee gives companies access to the PagoDirect platform, including:

Contractor payment management
Global contractor payout infrastructure
Payment tracking and reporting
Currency conversion support
Platform onboarding and support

Companies can manage all contractor payments from a single payment dashboard.

Experience for Contractors (Payees)

Receiving Payments Through PagoDirect

Contractors receiving payments through PagoDirect do not pay platform subscription fees.

Instead, contractors receive payments through the platform and can access:

Payment tracking and payout status

Currency conversion details

Payment history and records

All information is available through a simple contractor dashboard.

Us vs Them

How PagoDirect Compares

Companies paying international contractors have several platform options. PagoDirect focuses on transparent pricing, competitive FX conversion, and a simpler payment experience for global teams.

Below is a comparison of common platforms used for contractor payments.

Feature Deel Oyster Remote Payoneer PagoDirect
Platform Pricing ~$49 / contractor ~$29 / contractor ~$29 / contractor Transaction based Starting at $19.99 / contractor
FX Transparency FX embedded in transaction FX embedded in transaction FX embedded in transaction FX spread applied Transparent FX conversion
Contractor Payout Visibility Limited visibility Standard visibility Standard visibility Limited payout breakdown Clear payout breakdown
Payment Tracking Enhanced tracking dashboard
Financial Tools for Contractors Limited Limited Limited Limited Cash advances, microloans, investing (roadmap)
Multi Currency Wallet Limited Limited Limited Available Planned feature
Platform Focus Global HR & payroll Global HR platform Employer of Record Cross border payments Global contractor payment infrastructure
Currency Conversion (FX)

Transparent FX Conversion

Currency conversion plays a major role in international contractor payments.

Many payment platforms apply hidden FX markups, reducing the amount contractors receive.

PagoDirect focuses on competitive FX conversion and transparent payout information so both companies and contractors understand how payments are processed.

Example Payment Breakdown

Example: $5,000 USD Payment

Below is an example showing how currency conversion affects the final payout.

Payment Step
Amount
Client Payment
$5,000 USD
Example FX Rate
19.20
Contractor Payout
96,000 MXN

Even small differences in FX rates can significantly affect contractor earnings.

Why FX Matters

Small Differences Can Add Up

For contractors receiving regular international payments, improved FX conversion can make a meaningful difference.

Example: Monthly payment of $5,000 USD

Potential difference from improved FX

$80 to $120

per payment

Annual impact

$960 to $1,440

more income per year

Early Access Program

Join PagoDirect Early Access

PagoDirect is currently onboarding both companies and contractors through a limited Early Access Program.

Early access participants receive:

Priority onboarding

Access ahead of public launch

Early access to upcoming features

Opportunity to provide product feedback

Join PagoDirect Early Access

Whether you're a company paying international contractors or a contractor receiving payments from global clients, PagoDirect helps simplify the process.

Companies: Sign up before September 1, 2026 and get $0 per seat fees for your first 12 months.

For Companies (Payors)

Request Early Access

For Contractors (Payees)

Join Early Access